Where do I start?
Picture your future you and it’s more likely to become a reality.
We all need goals – they lend focus and purpose to life. The same thing is true when you invest. You're not building a portfolio because you've always wanted a portfolio – you're building a portfolio because you have some long-term goals that you want to achieve.
These may be medium-term goals such as starting a small business or buying a home or longer-terms goals like retirement or saving for your child's education.
Being clear on your goals is an important first step when it comes to investing.
What should I invest in?
The second step is all about selecting the right mix of investments to help you reach your goals. The mix of equities and bonds in your portfolio is likely to be the biggest driver of your future returns – so, once you’ve thought about your goals, the next step is to decide on the right balance, based on your risk appetite and time horizon.
Our core range of Zurich Blue funds offer customised solutions to suit the cautious investor to the more adventurous, with multi-asset solutions built with the right mix of bonds and equities to match your needs.
How long should I invest for?
The most successful investors are often those with the most discipline. Stay focused on your savings goals – keeping a long-term view is essential to riding through the short-term ups and downs of the market.
Having an investment plan is just as important as mapping a route and knowing your destination before you begin a journey. Think of your investment plan as a map to get you to your financial goal. This will help you to set your destination and define the best route to get you where you want to be.
“You need to have a disciplined and systematic approach.”
Chief Market Strategist & Head of Macroeconomics
Zurich Insurance Group