International life insurance

Futura – Protect your family’s future.
For life

Futura is a life-time insurance policy that provides a range of covers as standard; Life cover, free terminal illness benefit,
and free aeroplane cover.

In addition, Futura offers a number of optional covers including Critical Illness benefit and Cancer-only cover, Permanent and Total Disability benefit,
Family Income benefit, Accidental Death benefit, Dismemberment benefit, Hospitalisation benefit and Waiver of Premium Benefit.

All new customers can benefit from a free medical second opinion service provided by Best Doctors .



  • You need to protect yourself or your family for life
  • You are looking to leave a legacy
  • You have any financial dependents
  • You are looking for a custom plan to fit your protection and financial needs
  • You need the flexibility to change your policy in the future
  • You would like to build up a policy value over time

  • Ability to tailor your plan to cover you, your spouse or your business partner now and in the future if your circumstances change
  • Our life cover, critical illness benefit and cancer-only cover are guaranteed to continue for the lifetime of your plan
  • Peace of mind with the free medical second opinion feature for all new Futura policies offered through Best Doctors that not only extends to you, but also to your spouse and your children
  • Better financial confidence with free children’s critical illness cover
  • A range of additional optional covers to suit your needs
  • A choice of payment terms and the ability to invest across a wide range of funds
  • Ability to increase your cover as a result of specific life events like wedding, child birth or a promotion without additional underwriting
  • Immediate advance payment of up to $ 7,500 in the event of death claims to help pay for funeral expenses


We have made it easier than ever to make the right decision on the cover you need. Use our calculator to determine how much cover you need.

This tool is designed to provide an estimate of the amount of life cover which you might need. This does not constitute financial advice. You should assess the level of cover appropriate with your specific circumstances with a financial professional.