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|---|---|---|---|
| Policy type | Whole of life protection | Level term protection - benefit amounts remain level for the policy term | Decreasing term protection - benefit amounts reduce to zero over the policy term |
| Prime purpose of policy | Protection | Protection | Protection |
| Investment linked |  |
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|
| Term | Whole of life | 5 - 35 years | 5 - 35 years |
| Regular premium frequency | Monthly, quarterly, half yearly or yearly | Monthly or Yearly | Monthly or Yearly |
| Single premiums | |
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| Policy basis | Single life, joint life first death, joint life both death or joint life last death | Single life or joint life first death | Single life or joint life first death |
| Policy currency | USD, GBP, EUR or AED | USD, GBP, EUR or AED | USD, GBP, EUR or AED |
| Can benefits be changed after issue? | |
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| Medical second opinion service available? | |
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| Surrender value over time? | |
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| Compulsory benefits | |||
| Life cover | |
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| Terminal illness benefit | |
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| Aeroplane cover | |
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| Optional benefits | |||
| Critical illness benefit | |
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| Cancer cover | |
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| Permanent and total disability benefit | |
|
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| Waiver of premium benefit | |
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| Family income benefit | |
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| Accidental death benefit | |
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| Hospitalisation benefit | |
|
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| Dismemberment benefit | |
|
|
|
|
|
|
|---|---|---|
| Policy type | ||
| Whole of life protection | Level term protection - benefit amounts remain level for the policy term | Decreasing term protection - benefit amounts reduce to zero over the policy term |
| Prime purpose of policy | ||
| Protection | Protection | Protection |
| Investment linked | ||
|
|
|
| Term | ||
| Whole of life | 5 - 35 years | 5 - 35 years |
| Regular premium frequency | ||
| Monthly, quarterly, half yearly or yearly | Monthly or Yearly | Monthly or Yearly |
| Single premium | ||
|
|
|
| Policy basis | ||
| Single life, joint life first death, joint life both death or joint life last death | Single life or joint life first death | Single life or joint life first death |
| Policy currency | ||
| USD, GBP, EUR or AED | USD, GBP, EUR or AED | USD, GBP, EUR or AED |
| Can benefits be changed after issue? | ||
|
|
|
| Medical second opinion service available? | ||
|
|
|
| Surrender value over time? | ||
|
|
|
| Compulsory benefits | ||
| Life cover | ||
|
|
|
| Terminal illness benefit | ||
|
|
|
| Aeroplane cover | ||
|
|
|
| Optional benefits | ||
| Critical illness benefit | ||
|
|
|
| Cancer cover | ||
|
|
|
| Permanent and total disability benefit | ||
|
|
|
| Waiver of premium benefit | ||
|
|
|
| Family income benefit | ||
|
|
|
| Accidental death benefit | ||
|
|
|
| Hospitalisation benefit | ||
|
|
|
| Dismemberment benefit | ||
|
|
|
|
|