Life insurance from a brand you know, at a price you’ll love.
YourLife term insurance pays out your sum assured (your cover level) to your beneficiary if you pass away during the policy term.
Think of term insurance like a subscription; as long as you pay your premium, you’re covered for the term of your policy.
How it’s different
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How it works
1. Start your quote by answering 3 quick questions about yourself
2. Choose your cover (duration of policy and amount you’d like to be paid out)
3. Select optional extras and build your package
4. Add the person you would like the benefit paid out to and tell us about your health
5. Scan your Emirates ID to complete your application
6. Pay online via your debit or credit card
Three types of cover to choose from
Your policy questions answered
At the time of applying for the policy, you must be a UAE resident and between the ages of 18 and 50.
You get to choose if the policy lasts for 5, 10 or 15 years. If you pay all your premiums, the policy will continue until the end of your chosen policy term. Your policy will stop earlier in the event of a claim or if you stop paying your premiums. There is no policy value at any time.
We will tell you about the premium during the online application process. The cost of your policy will depend on your age, gender, smoker status, the level of life covers you choose your benefit options and the policy term.
With YourLife, you can customize your policy with optional added benefits:
Accidental death benefit – If your death is caused by an accident, or within 30 days of an accidental injury, we will pay an additional 50% of the Life Cover.
Airplane cover - If you were travelling as a fare-paying passenger on a commercial airline, and your death is caused by an aircraft accident, we will pay an additional 50% of the Life Cover.
In the event of a claim under the Policy, the claimant should contact their relevant financial professional or Zurich at the address listed in the YourLife key features brochure at Condition 39 ‘How to contact us’.
The person making the claim should notify us as soon as possible. The longer it takes to notify us, the more difficult it may be for us to sufficiently investigate the claim circumstances. In all cases, the length of time between claim event and you notifying us of the claim must be in accordance with the laws and regulations of the UAE.
We will provide you with a claim form and any other requirements which must be completed and returned to us before the claim will be processed.
We reserve the right to require the following before processing a claim:
- Information relevant to the claim from any doctor, medical consultant or any other relevant third party
- Proof of identity, address, and age of the life insured and/or yourself
- The Policy Schedule
- The death certificate of the life insured.
Want more details?
You can see what YourLife’s key benefits are by downloading the brochure below:
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Download YourLife Key
Features Document
(English PDF) -
Download YourLife Key
Features Document
(Arabic PDF)