We’ve paid customer claims amounting to more than

USD 210 million,
with 98% of all life claims paid out.

Our data shows some concerning health trends
1 out of 4

men have claimed for cancer. Prostate and stomach cancer are the second leading causes of critical illness claims in men.


leading cause of cancer amongst women is ovarian cancer 

Some things didn’t change

Heart attack, stroke and cancer remain the leading cause of life and critical illness claims in the region.


Life claims


Critical illness claims

The reality of death

Leading causes of death claims that are paid out in the Middle East

Every year, it’s happening sooner

The inevitability of life

Leading causes of critical illness claims in the Middle East. We call these living benefits.Which means customers get access to money from their policy if they get a serious illness.

The uncertainty of life

Zurich offers free children’s critical illness cover for up to three children when you take a critical illness benefit on a whole of life policy or a critical illness protection plan. Cover is up to USD 15,000.

Claims you can count on

Over the last three years, we’ve provided our customers in the Middle East with benefits totaling over USD 210 million.

This includes USD 40m that we’ve paid our Group Life customer.

To view our first Corporate Customer Report 2024, click here

We’ll ensure

You’re paid... on time ...wherever you are


of all life claims paid

Unpaid claims were due to non-disclosure or fraud


average time to pay a claim

This is based on receipt of all documents



Claims payments made will be subject to any applicable trade or economic sanctions

Come as you are

Even if you have preexisting conditions such as diabetes, obesity, heart disease, cancer, hypertension or lipid disorders.

This will be subject to further underwriting which could expose you to additional premiums, underwriting rating and addendums to your policy.

of all applications received are accepted by us

How much is enough?


Only 12% of critical illness claims paid out are more than USD 200,000.


Only 39% of life claims are more than USD 200,000.

Is this enough to secure the financial future of your loved ones?

Remember to take care of the people who take care of you.

Insuring your non-earning family members provides you with the cushioning you need if the unthinkable happens.

Know what you’ll need

The insurance coverage that you take should cover your current and future financial obligations.

For a detailed assessment of your insurance needs, please seek advise from your financial advisor.

A case for living benefits

A living benefit, is an insurance add-on that’s made for you to take advantage of while you’re still alive.

These could include coverage for:

  • Critical illness
  • Terminal illness
  • Permanent total disability
  • Hospitalization
  • Accidental dismemberment 
  • Waiver of premium

For the first time, we’ve observed that claims for living benefits have crossed claims for life insurance.


of all claims paid out are living benefits

Our customers explain all of this better

Pratik Desai
Pratik Desai

“I don’t know what the future holds, but I know it is financially secure”

Summer Yin
Summer Yin

“Life insurance is like an umbrella to protect my family”

Kiran Joshi
Kiran Joshi

“Securing my future helped me face life’s uncertainty”

Life and living solutions, built for you

Zurich International Life is a business name of Zurich International Life Limited. Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by the Isle of Man Financial Services Authority which ensures that the company has sound and professional management and provision has been made to protect policy owners. For life assurance companies authorised in the Isle of Man, the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owners will be met. The protection only applies to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your policy. Zurich International Life Limited is registered in Bahrain under Commercial Registration No. 17444 and is licensed as an Overseas Insurance Firm – Life Insurance by the Central Bank of Bahrain. Zurich International Life Limited is authorised by the Qatar Financial Centre Regulatory Authority. Zurich International Life Limited is registered (Registration No. 63) under UAE Federal Law Number 48 of 2023, and its activities in the UAE are governed by such law. Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Financial Services Authority. Registered in the Isle of Man number 020126C. Registered office: Zurich House, Isle of Man Business Park, Douglas, Isle of Man, IM2 2QZ, British Isles. Telephone +44 1624 662266 www.zurichinternational.com