how to get life insurance

Life insurance

Protection your family can count on

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Critical Illness Protection

An insurance plan that will pay you a lump sum if you're diagnosed with a serious illness. This gives you financial security when you need it the most, so you can continue paying for your living expenses and focus on your treatment and recovery.

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YourLife & YourCare

Instant life and critical illness coverage with no medical exams or tests. These plans will pay a lump sum on death or on diagnosis of a critical illness, such as cancer. Coverage starts at less than AED 3 per day.

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Term assurance

A more tailored plan that will pay a lump sum on death based on your health and lifestyle. Have the choice to cover you and your spouse with a single policy. Decide on having either a fixed or decreasing amount of coverage, depending on what best suits your needs.

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Our most comprehensive and customisable plan. It has been designed to create a personalised solution for your lifetime. Choose between several options, including which funds your premiums are invested into.

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You might be wondering...

Will Zurich pay my claims?

We paid 98.1% of life insurance claims over the last three years. The only time we decline a claim is due to non-disclosure of an existing health condition or a false claim.

We’re part of Zurich Insurance Group, one of the largest and most reliable global insurers since 1872.


How much does it cost?

Prices are based on the coverage amount and the term you choose, as well as your age, lifestyle and health profile.

How much life insurance do I need?

10x your salary is a rough calculation. It may sound like a lot, but just think about all the things it could be used to cover: a mortgage, debt, higher education, an emergency fund and more.


Will I need to go for a medical?

To give you an idea, 6% of customers in our target segment* go for medicals.

*up to 46 years with less than USD 1 million cover.

I am a diabetic or have a pre-existing condition, can I still be covered?

The short answer is yes. Our team is experienced with dealing with customers with pre-existing conditions.


Who can I talk to if I need help?

Our team of dedicated advisers will take the time to answer any questions you might have in order to help you find the solution that’s just right for you.

The best part? They’re not just qualified, but also committed to supporting you in the long term.

Get in touch with us

It's never too early to get protected