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Origin of wealth guidelines

These guidelines provide you with premium levels above which we will require documentary evidence to support the information given in the origin of wealth questionnaire. The category beside each country indicates the premium level for that particular country, where the ‘country’ refers to your country of residence.


The premium levels indicated below include any contributions to existing policies.


If the country of residence is not listed below, it should be risk assessed as ‘category 3’. For more information, please contact your local Zurich HelpPoint.

Category 1

Single premium: USD 1,000,000 / GBP 780,000 / EUR 900,000
Yearly regular premium: USD 100,000 / GBP 78,000/ EUR 90,000

Category 2

Single premium: USD 500,000 / GBP 390,000 / EUR 450,000
Yearly regular premium: USD 50,000 / GBP 39,000 / EUR 45,000

Category 3

Single premium: USD 300,000/ GBP 230,000 / EUR 270,000
Yearly regular premium: USD 30,000 / GBP 23,000 / EUR 27,000

For Qatar

For the purposes of applying Qatar guidelines, please note: the below threshold will apply only for policies negotiated in Qatar. These rules do not override the basic thresholds sighted above on change of residency to Qatar.

Qatar Threshold

Single premium: USD 500,000 equivalent in plan currency
Yearly regular premium: USD 50,000 equivalent in plan currency

Country categories

Category 1

Albania
Andorra
Antigua & Barbuda
Armenia
Aruba
Austria
Bahrain
Bangladesh
Belgium
Bermuda
Bhutan
Botswana
British Virgin Islands
Cambodia
Canada
Chile
China
Colombia
Cook Islands
Costa Rica
Cyprus
Czech Republic
Denmark
Dominican Republic
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Guatemala
Guernsey
Honduras
Hong Kong
Hungary
Iceland
Indonesia
Ireland
Isle of Man
Israel
Italy
Japan
Jersey
Jordan
Latvia
Liechtenstein
Lithuania
Luxembourg
Macau
Malawi
Malaysia
Malta
Mauritius
Mexico
Monaco
Mongolia
Morocco
Namibia
Netherlands
New Zealand
Nicaragua
North Macedonia
Norway
Panama
Paraguay
Peru
Poland
Portugal
Qatar
Romania
Samoa
San Marino
Saudi Arabia
Serbia
Seychelles
Singapore
Slovenia
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Thailand
The Bahamas
Trinidad & Tobago
Tunisia
Turks & Caicos
United Kingdom
United States of America
Uruguay
Uzbekistan
Vanuatu
Vatican (Holy See)
Zambia

Albania
Andorra
Antigua & Barbuda
Armenia
Aruba
Austria
Bahrain
Bangladesh
Belgium
Bermuda
Bhutan
Botswana
British Virgin Islands
Cambodia
Canada
Chile
China
Colombia
Cook Islands
Costa Rica
Cyprus
Czech Republic
Denmark
Dominican Republic
Estonia
Fiji
Finland
France
Georgia
Germany
Ghana
Greece
Guatemala
Guernsey
Honduras
Hong Kong
Hungary
Iceland
Indonesia
Ireland
Isle of Man
Israel
Italy
Japan
Jersey
Jordan
Latvia
Liechtenstein
Lithuania
Luxembourg
Macau
Malawi
Malaysia
Malta
Mauritius
Mexico
Monaco
Mongolia
Morocco
Namibia
Netherlands
New Zealand
Nicaragua
North Macedonia
Norway
Panama
Paraguay
Peru
Poland
Portugal
Qatar
Romania
Samoa
San Marino
Saudi Arabia
Serbia
Seychelles
Singapore
Slovenia
South Korea
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Thailand
The Bahamas
Trinidad & Tobago
Tunisia
Turks & Caicos
United Kingdom
United States of America
Uruguay
Uzbekistan
Vanuatu
Vatican (Holy See)
Zambia

Category 2

Afghanistan
Algeria
Angola
Bolivia
Burundi
Central African Republic
Chad
Comoros
Congo (Brazzaville)
Cote d’Ivoire
Egypt
Equatorial Guinea
Eritrea
Eswatini
Ethiopia
Gabon
Guinea
Guinea-Bissau
Iraq
Kyrgyzstan
Laos
Lebanon
Liberia
Libya
Madagascar
Mauritania
Moldova
Niger
Pakistan
Sao Tome & Principe
Sierra Leone
Soloman Islands
Somalia
Sudan
Suriname
Tajikistan
Togo
Turkministan
Ukraine
United Arab Emirates
Venezuela
West Bank
Zimbabwe

Afghanistan
Algeria
Angola
Bolivia
Burundi
Central African Republic
Chad
Comoros
Congo (Brazzaville)
Cote d’Ivoire
Egypt
Equatorial Guinea
Eritrea
Eswatini
Ethiopia
Gabon
Guinea
Guinea-Bissau
Iraq
Kyrgyzstan
Laos
Lebanon
Liberia
Libya
Madagascar
Mauritania
Moldova
Niger
Pakistan
Sao Tome & Principe
Sierra Leone
Soloman Islands
Somalia
Sudan
Suriname
Tajikistan
Togo
Turkministan
Ukraine
United Arab Emirates
Venezuela
West Bank
Zimbabwe

Category 3

If the country of residence is not listed above, it should be risk assessed as Category 3.

 

Need something else?

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