Origin of wealth guidelines
These guidelines provide you with premium levels above which we will require documentary evidence to support the information given in the origin of wealth questionnaire. The category beside each country indicates the premium level for that particular country, where the ‘country’ refers to your country of residence.
The premium levels indicated below include any contributions to existing policies.
If the country of residence is not listed below, it should be risk assessed as ‘category 3’. For more information, please contact your local Zurich HelpPoint.
Category 1Single premium: USD 1,000,000 / GBP 780,000 / EUR 900,000Yearly regular premium: USD 100,000 / GBP 78,000/ EUR 90,000 |
Category 2Single premium: USD 500,000 / GBP 390,000 / EUR 450,000Yearly regular premium: USD 50,000 / GBP 39,000 / EUR 45,000 |
Category 3Single premium: USD 300,000/ GBP 230,000 / EUR 270,000Yearly regular premium: USD 30,000 / GBP 23,000 / EUR 27,000 |
For Qatar
For the purposes of applying Qatar guidelines, please note: the below threshold will apply only for policies negotiated in Qatar. These rules do not override the basic thresholds sighted above on change of residency to Qatar.
Qatar ThresholdSingle premium: USD 500,000 equivalent in plan currencyYearly regular premium: USD 50,000 equivalent in plan currency |
Country categories
Category 1
| Albania |
| Andorra |
| Antigua & Barbuda |
| Armenia |
| Aruba |
| Austria |
| Azerbaijan |
| Bahrain |
| Bangladesh |
| Barbados |
| Belgium |
| Bermuda |
| Bhutan |
| Botswana |
| Brazil |
| British Virgin Islands |
| Cambodia |
| Canada |
| Cayman Islands |
| Chile |
| China |
| Colombia |
| Cook Islands |
| Costa Rica |
| Cyprus |
| Czech Republic |
| Denmark |
| Dominican Republic |
| Estonia |
| Fiji |
| Finland |
| France |
| Georgia |
| Germany |
| Ghana |
| Gibraltar |
| Greece |
| Guatemala |
| Guernsey |
| Honduras |
| Hong Kong |
| Hungary |
| Iceland |
| Indonesia |
| Ireland |
| Isle of Man |
| Israel |
| Italy |
| Japan |
| Jersey |
| Jordan |
| Latvia |
| Lesotho |
| Liechtenstein |
| Lithuania |
| Luxembourg |
| Macau |
| Malawi |
| Malaysia |
| Malta |
| Mauritius |
| Mexico |
| Monaco |
| Mongolia |
| Morocco |
| Netherlands |
| New Zealand |
| Nicaragua |
| North Macedonia |
| Norway |
| Panama |
| Paraguay |
| Peru |
| Poland |
| Portugal |
| Qatar |
| Romania |
| Saint Lucia |
| Samoa |
| San Marino |
| Saudi Arabia |
| Serbia |
| Seychelles |
| Singapore |
| Slovenia |
| South Korea |
| Spain |
| Sri Lanka |
| St Vincent-Grenadines |
| Sweden |
| Switzerland |
| Taiwan |
| Thailand |
| The Bahamas |
| Trinidad & Tobago |
| Tunisia |
| Turks & Caicos |
| United Kingdom |
| United States of America |
| Uruguay |
| Uzbekistan |
| Vanuatu |
| Vatican (Holy See) |
| Zambia |
| Albania |
| Andorra |
| Antigua & Barbuda |
| Armenia |
| Aruba |
| Austria |
| Azerbaijan |
| Bahrain |
| Bangladesh |
| Barbados |
| Belgium |
| Bermuda |
| Bhutan |
| Botswana |
| Brazil |
| British Virgin Islands |
| Cambodia |
| Canada |
| Cayman Islands |
| Chile |
| China |
| Colombia |
| Cook Islands |
| Costa Rica |
| Cyprus |
| Czech Republic |
| Denmark |
| Dominican Republic |
| Estonia |
| Fiji |
| Finland |
| France |
| Georgia |
| Germany |
| Ghana |
| Gibraltar |
| Greece |
| Guatemala |
| Guernsey |
| Honduras |
| Hong Kong |
| Hungary |
| Iceland |
| Indonesia |
| Ireland |
| Isle of Man |
| Israel |
| Italy |
| Japan |
| Jersey |
| Jordan |
| Latvia |
| Lesotho |
| Liechtenstein |
| Lithuania |
| Luxembourg |
| Macau |
| Malawi |
| Malaysia |
| Malta |
| Mauritius |
| Mexico |
| Monaco |
| Mongolia |
| Morocco |
| Netherlands |
| New Zealand |
| Nicaragua |
| North Macedonia |
| Norway |
| Panama |
| Paraguay |
| Peru |
| Poland |
| Portugal |
| Qatar |
| Romania |
| Saint Lucia |
| Samoa |
| San Marino |
| Saudi Arabia |
| Serbia |
| Seychelles |
| Singapore |
| Slovenia |
| South Korea |
| Spain |
| Sri Lanka |
| St Vincent-Grenadines |
| Sweden |
| Switzerland |
| Taiwan |
| Thailand |
| The Bahamas |
| Trinidad & Tobago |
| Tunisia |
| Turks & Caicos |
| United Kingdom |
| United States of America |
| Uruguay |
| Uzbekistan |
| Vanuatu |
| Vatican (Holy See) |
| Zambia |
Category 2
| Afghanistan |
| Algeria |
| Angola |
| Bolivia |
| Burundi |
| Central African Republic |
| Chad |
| Comoros |
| Congo (Brazzaville) |
| Egypt |
| Equatorial Guinea |
| Eritrea |
| Eswatini |
| Ethiopia |
| Gabon |
| Guinea |
| Guinea-Bissau |
| Iraq |
| Kyrgyzstan |
| Laos |
| Lebanon |
| Liberia |
| Libya |
| Madagascar |
| Mauritania |
| Moldova |
| Niger |
| Pakistan |
| Sao Tome & Principe |
| Sierra Leone |
| Soloman Islands |
| Somalia |
| Sudan |
| Tajikistan |
| Togo |
| Turkministan |
| Ukraine |
| United Arab Emirates |
| Venezuela |
| West Bank |
| Zimbabwe |
| Afghanistan |
| Algeria |
| Angola |
| Bolivia |
| Burundi |
| Central African Republic |
| Chad |
| Comoros |
| Congo (Brazzaville) |
| Egypt |
| Equatorial Guinea |
| Eritrea |
| Eswatini |
| Ethiopia |
| Gabon |
| Guinea |
| Guinea-Bissau |
| Iraq |
| Kyrgyzstan |
| Laos |
| Lebanon |
| Liberia |
| Libya |
| Madagascar |
| Mauritania |
| Moldova |
| Niger |
| Pakistan |
| Sao Tome & Principe |
| Sierra Leone |
| Soloman Islands |
| Somalia |
| Sudan |
| Tajikistan |
| Togo |
| Turkministan |
| Ukraine |
| United Arab Emirates |
| Venezuela |
| West Bank |
| Zimbabwe |
Category 3
If the country of residence is not listed above, it should be risk assessed as Category 3.