Zurich index tracking funds

Zurich Index Tracking Funds


If you're looking to harness the power of markets to achieve healthy, long-term returns, then the Zurich Index Tracking Funds could be the right choice for you.

They don't try to beat the market; they simply provide access to an entire market with one investment, giving you a quick and easy way to implement your investment strategy.

About passive or index investing

The simplest way to track a market is to buy all of the securities in that market in the proportions that they represent in the index. The main global equity and bond markets often comprise hundreds and sometimes thousands of shares. That means managers of index funds need to decide how to deliver performance as close as possible to that of the index they're following. They also need to manage events such as takeovers - which can change the composition of the index – and decide the best way to reflect those changes in the fund.

Remember that the aim of index funds is to track the performance of a given index. They will do this if the index is going up or if it is going down, so you might get back less than you invested.

Zurich Index Tracking Funds are only available through the Wealth Accumulation Plan (WAP).

A simple investment strategy

It’s a great way to own a portfolio of different companies, and spread risk across a wide range of industry sectors. Millions of investors use index funds as a simple, cost-effective way of gaining access to a market. Zurich Index Tracking Funds offer a straight-forward approach to investing by reducing complexity.

Minimum management

It requires little to no active management thus driving down the cost incurred to you. Zurich monitors and changes the companies in line with the index, so you don’t have to.

Cost-effective

Zuirch Index tracking Funds is a low-cost fund with an annual charge of only 0.55%, and this cost advantage provides good value to our customers.

You can access entire markets with one investment, giving you a quick and easy way to implement your investment strategy. It’s up to whether you choose the Global (MSCI World), US (S&P500) and European (MSCI EMU) equity index tracking funds as part of your portfolio.

Our index funds often hold hundreds of company shares, meaning you are less exposed if one of the holdings performs poorly.

We’re not trying to beat the market, so we don’t have to pay lots of researchers to analyse companies. This means we can offer the funds at low cost, helping you to keep more of your returns.

Things you need to know before you invest

The aim of Zurich Index Tracking Funds is to track the performance of a given index. They will do this if the index is going up or if it is going down, so you might get back less than you invested.

Index funds don't try to position themselves to make the most of the prevailing market conditions. If you favour this approach, an active fund might be more appropriate for you.

Our index funds invest in a variety of markets which carry specific risks. These might include currency risk from investing overseas.