.
Zurich allocated passive funds-Desktop.jpg (1)

Zurich Allocated Passive Funds


Investing made simple. One-stop access to the world’s equity and bond markets

If you're looking for broad exposure to world markets at low cost, but don't want to get involved in the day-to-day management of a portfolio, the ZAP funds are designed for you.

The five ready-made portfolios offer different combinations of equities and bonds, allowing you to target a level of risk and return that’s right for you.

The portfolios are managed by one of the world’s largest investment management companies with decades of experience and expertise in managing passive investments worldwide.

The ZAP funds give you exceptional levels of diversification at low cost. With more than 6,000 underlying securities in each portfolio, they provide access to the full range of world markets.

 

Why choose ZAP funds?

Wide range of investments
Each fund is created with between 6,000 and 20,000 underlying securities from all sectors including technology, media and energy.

Broad diversification
Globally diversified across all key asset classes and regions to help reduce your risk.

Ongoing management
We manage the portfolio for you in line with your investment goals.

Cost-effective
The funds are built using low-cost funds that track bond and equity markets. With an annual management charge of 0.75%, Zurich Allocated Passive Funds cost well below the industry average.

Which ZAP funds is right for you?
Each of the five funds offers a different combination of equities and bonds. All you need to do is choose the fund that best suits your investment goals and risk profile.

The ZAP funds
A package of purpose-built multi-asset funds, designed to create a portfolio to match your attitude to risk and capacity for loss.

• Five risk-profiled funds, investing across asset class, market and industry sector
• Regularly rebalanced to maintain their risk profile
• Asset allocations designed to maximize expected returns over a given time period for a given level of risk

Fund name About Annual Charge Asset allocation
Zurich Allocated Passive 20% Equity Fund Lowest-risk, lowest-potential return fund in the range 0.75%
Zurich Allocated Passive 40% Equity Fund Second-most cautious fund in the range 0.75%
Zurich Allocated Passive 60% Equity Fund Middle of the range in terms of balancing risk and return 0.75%
Zurich Allocated Passive 80% Equity Fund Second-highest risk and potential return 0.75%
Zurich Allocated Passive 100% Equity Fund Highest risk and potential return 0.75%
  BONDS  
  EQUITIES

Things you need to know before you invest

These funds invest in equities and bonds. Prices can rise and fall, so you might not get back what you invested.

The funds invest in overseas markets, so changes in exchange rates can affect the value of your investment.

The funds invest in emerging markets, which can involve higher risk of loss than investments in developed markets.

Please make sure you read the fund fact sheet before you invest. If you're not sure about the suitability of any investment, you should speak to an authorised financial professional.