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Special offer terms and conditions

This offer must be read in conjunction with the product literature and the policy terms and conditions (available on request from your financial professional).
To be eligible to receive this offer, your life cover must be between USD 350,000 and USD 999,999 to receive one month equivalent free premium, or more than USD 1,000,000 to receive two months equivalent free premium.
The offer is available for the regular premium payments on a Futura policy only. Initial and subsequent payments must use the same method of payment.
If, for whatever reason, Zurich is unable to pay its portion of the premium(s) towards the policy in line with the offer information on the next page, you must continue to fund the policy until Zurich is able to do this.
The benefit amounts for benefits other than life cover will not be included in the eligibility criteria for the offer.
For joint life cases, at least one life insured must apply for the eligible life cover amount to receive the offer. The life cover benefit amount taken by the other life insured will not be included in the eligibility criteria.
To benefit from this offer, you must pay all your expected premiums for at least two years, if you do not Zurich reserves the right to reclaim part or all of your special offer.
The offer is not available for increases to the amount of cover provided by an existing policy.
Should unforeseen circumstances require Zurich to change the terms and conditions of the offer or withdraw the offer prior to the policy being issued, Zurich shall have the right to do this. Notification of any such change or withdrawal will be provided.
Zurich’s interpretation and decision on all matters relating to the offer shall be final, binding and conclusive. No appeals will be accepted.

Important information

Zurich International Life is a business name of Zurich International Life Limited.

Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by the Isle of Man Financial Services Authority which ensures that the company has sound and professional management and provision has been made to protect policy owners. For life assurance companies authorised in the Isle of Man, the Isle of Man’s Life Assurance

(Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owners will be met. The protection only applies to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your policy. Not for sale to residents or nationals of the United States including any United States federally controlled territory.

Zurich International Life Limited is registered in Bahrain under Commercial Registration No. 17444 and is licensed as an Overseas Insurance Firm – Life Insurance by the Central Bank of Bahrain.

Zurich International Life Limited is authorised by the Qatar Financial Centre Regulatory Authority under Registration No. 00067.

Zurich International Life Limited is registered (Registration No. 63) under UAE Federal Law Number 6 of 2007, and its activities in the UAE are governed by such law.

Calls may be recorded or monitored in order to offer additional security, resolve complaints and for training, administrative and quality purposes.

Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Financial Services Authority. Registered in the Isle of Man number 20126C.Registered office: Zurich House, Isle of Man Business Park, Douglas, Isle of Man, IM2 2QZ, British Isles.

Telephone +44 1624 662266 Telefax +44 1624 662038 www.ZurichInternational.com