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International Decreasing Term Assurance (IDTA) – Protect the home you love


Financing your home is probably one of the biggest financial commitments that you and your family will ever make.
But have you considered how the outstanding mortgage would be settled, should something happen to you.

Our International Decreasing Term Assurance plan is a life assurance and critical illness plan that is designed to protect your mortgage repayments and other loans.


  • If you’re looking for a plan specifically designed to cover your mortgage
  • If you need a plan that decreases in benefits at a specified rate
  • If you need an easy plan to manage with no cash value

  • Peace of mind that your family will not have to repay a loan should the unexpected happen
  • A range of additional options to choose from that protect your income
  • Free Terminal illness cover and immediate coverage after signing

While your cover will depend on the amount of your loan or mortgage and how long you want to protect them, use our calculator to determine how much cover you may need.

This tool is designed to provide an estimate of the amount of life cover which you might need. This does not constitute financial advice. You should assess the level of cover appropriate with your specific circumstances with a financial professional.