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Pay your premiums the way you want


Paying premiums on your policy is easy. We offer several payment options that are simple, convenient and secure.

You can choose the payment method that suits you best and set up the instruction directly with your bank, through Zurich HelpPoint or through your financial professional by completing the method of payment form.

Based on the policy you hold, you may need to make regular premium payments for periodic funds transfer into your policy or a single payment which will deduct funds from your account as a one-off fee.


You can set up a standing order with your bank for regular premium payments. You will need our bank account details to transfer the premium (these can be found in the tab above). You can choose an account to pay your premium from based on your policy currency or your bank account currency. It’s important to check transfer charges and exchange rates with your bank when setting up the instruction.

Setting up a bank standing order

The most convenient way to set up a standing order is through Internet Banking or by visiting your bank. Once you have set up the standing order, you will need to email us the confirmation or copy of the instruction (including your account name, account number, bank name, and policy number). You can make an immediate transfer the first time, and then select a preferred date for the regular premiums to be collected.

Set-up time
Once the instruction is submitted to your bank, it may take three to five working days to set up the standing order (depending on your bank). Central bank transfers take one working day and international transfers take between five and seven working days.


Regular premium payment

You can make regular payments for your policy through post-dated cheques in your local currency or foreign currency equivalent.

Paying by cheque
Cheques should be made payable to ‘Zurich International Life Limited’ and you will need to mention your full name, policy number and contact number on the back of the cheque. The cheque should be issued by the payor on the policy.

You can submit up to 12 post-dated cheques at a time. The cheques can be submitted to a local Zurich office or through your financial advisor. You can pay by cheque if you have an account in the UAE, Bahrain, or Qatar.

Set-up time
The cheque will be banked within two working days once it is received by our office, or on the date when the cheque is due.

Single premium payment

You can make regular payments for your policy through post-dated cheques

You can make a single premium payment for your policy by cheque in local currency or foreign currency equivalent.

Paying by cheque
The cheque should be made payable to ‘Zurich International Life Limited’ and you will need to mention your full name, policy number and contact number on the back of the cheque. The cheque should be issued by the payor on the policy.

You can submit the cheque to a local Zurich office or through your financial adviser. You can pay by cheque if you have an account in the UAE, Bahrain, or Qatar. You can also deposit the cheque directly into our bank account and send us a copy via email so that we can credit your premium once received (our bank details can be found in the tab above).

Set-up time
The cheque will be banked within two working days once it is received by our office or on the date when the cheque is due.


Pay your regular premiums through our automated credit card collection service, available on all Visa and Mastercard Credit Cards (American Express is not accepted).

Setting up credit card payments
To set up a credit card payment, simply call Zurich HelpPoint and we will complete your request over the phone. You can also call to update your existing card information or change your collection instructions.

Alternatively, you can fill in a credit card mandate and send it to us via email. We will process your request and set up the credit card for premium collection on the next available date.

Set-up time
Zurich HelpPoint phone requests are set up immediately and the collection details will be confirmed to you while you are on the call. If you send us a request with the credit card mandate, we will set up the credit card for premium collection within five working days. We have two to three scheduled collection days per week. The premium will be collected as per your preferred date of collection, or the next available credit card collection date.


UAE Direct Debit

UAE Direct Debit DD (UAED DD) is an automated payment instruction, which allows Zurich to collect your regular premiums from your bank account. You set up the amount, collection date, frequency and term. With UAE DD there are no collection charges and you have peace of mind knowing that your premiums will be paid on time. Learn more about Direct Debit payments, a smarter way to pay your premiums.

Setting up your UAE Direct Debit
If you choose to switch to UAE DD, all you need to do is complete the UAE Direct Debit request form and send the original form to your financial professional, or directly to us at:

Zurich International Life Limited,
P.O. Box 50389,
The Gate Village Building 7, Level 3
Dubai International Financial Centre,
United Arab Emirates.

The UAE Direct Debit form guide will help you to fill in the form accurately.

Set-up time
Once we receive the original UAE DD form, we will send the form to your bank to complete the set-up. In seven working days, the UAE DD will be activated and you can relax knowing that all future policy payments will be collected from your bank account automatically.

UK direct debit
UK direct debit can be used for making GBP sterling payments from a UK bank account for a GBP sterling policy only. Premiums are collected automatically, so you are assured of never missing a payment.

Setting up your UK Direct Debit
You can set up a UK Direct Debit (UK DD) instruction by filling the UK DD application available in the method of payment form. You will need to submit the original form to a local Zurich HelpPoint office, or send it via post/courier. We will set-up the UK DD directly with your bank.

Set-up time
Once we receive the UK DD form, we will send the form to your bank in the UK, via courier. It takes five to seven working days for the bank to set up the automated UK DD instruction. Once the collection is made on your premium due date, it takes about five working days for us to receive the premium.


A telegraphic transfer instruction can be set up with your bank for single premium payments. You will need our bank account details to transfer the premium (these can be found in the tab above). You can choose an account to pay your premium from based on your policy currency or your bank account currency. It’s important to check transfer charges and exchange rates with your bank when setting up the instruction.

Making a telegraphic transfer
The most convenient way to make a telegraphic transfer is through Internet Banking or by visiting your bank. Once you make the telegraphic transfer, you will need to
email us the transfer confirmation (including your account name, account number, bank name and policy number).

Alternatively, you can fill out the telegraphic transfer instruction available in the Zurich method of payment form and send the original to your local Zurich office. We will send it to your bank to set up the instruction. This however, may take longer

Set-up time
Once the instruction is submitted to your bank, central bank transfers take one to two working days and international telegraphic transfers take between five and seven working days.


You can also make a single premium payment through a bank draft. The bank draft should be issued by the payor on the policy.

Paying by bankers draft
If you are making a payment by bank draft, you will need to provide us with the original bank draft along with a debit advice from the bank showing the draft number, amount and your account details.

Alternatively, you can provide a letter from the bank on original letterhead confirming the draft number, amount and your account details; or an original bank statement showing the withdrawal, with clear reference to the draft number and/or payee name as ‘Zurich International Life Limited’.

Clearance time
A bank draft can take between one and four weeks to clear, depending on the bank it is drawn on.



Bank details for contribution collection in United Arab Emirates

United Arab Emirates

Euros to: HSBC Bank Middle East Limited, Dubai, UAE. SWIFT code: BBMEAEAD
Via correspondent bank: HSBC Bank plc, London. SWIFT code: MIDLGB22
In favour of: Zurich International Life Limited
IBAN: AE580200000030123657213

Sterling to: HSBC Bank Middle East Limited, Dubai, UAE. SWIFT code: BBMEAEAD
Via correspondent bank: HSBC Bank plc, London. SWIFT code: MIDLGB22
In favour of: Zurich International Life Limited
IBAN: AE850200000030123657212

UAE dirhams To: HSBC Bank Middle East Limited, Dubai, UAE. SWIFT code: BBMEAEAD
In favour of: Zurich International Life Limited
IBAN: AE210200000030123657200

US dollars to: HSBC Bank Middle East Limited, Dubai, UAE. SWIFT code: BBMEAEAD
Via correspondent bank: HSBC Bank USA NA, USA. SWIFT code: MRMDUS33
In favour of: Zurich International Life Limited
IBAN: AE150200000030123657211


Bank details for contribution collection in Bahrain

Bahrain

US dollars to: Ahli United Bank (Bahrain) B.S.C (c), Manama, Kingdom of Bahrain. SWIFT code: AUBBBHBM
Via correspondent bank: J P Morgan Chase Bank N.A., New York, USA.
Account number: 400937913, SWIFT code: CHASUS33
In favour of: Zurich International Life Limited
IBAN: BH70AUBB00001753667100


Bank details for contribution collection in Qatar

Qatar

Euros to: HSBC Bank Middle East Limited, Doha, Qatar. SWIFT code: BBMEQAQX
Via correspondent bank: HSBC Bank, London. SWIFT code: MIDLGB22
In favour of: Zurich International Life Limited
IBAN: QA73BBME000000000001012673053

Qatari riyals to: HSBC Bank Middle East Limited, Doha, Qatar. SWIFT code: BBMEQAQX
In favour of: Zurich International Life Limited
IBAN: QA22BBME000000000001012673001

Sterling to: HSBC Bank Middle East Limited, Doha, Qatar. SWIFT code: BBMEQAQX
Via correspondent bank: HSBC Bank, London. SWIFT code: MIDLGB22
In favour of: Zurich International Life Limited
IBAN: QA03BBME000000000001012673052

US dollars to: HSBC Bank Middle East Limited, Doha, Qatar. SWIFT code: BBMEQAQX
Via correspondent bank: HSBC Bank, USA. SWIFT code: MRMDUS33
In favour of: Zurich International Life Limited
IBAN: QA57BBME000000000001012673050


United Kingdom

Australian dollars to: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London. SWIFT/BIC code:
MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 36089396
IBAN: GB98MIDL40051536089396

Euros to: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry,
London. SWIFT/BIC code: MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 39143348
IBAN: GB87MIDL40051539143348

Hong Kong dollars to: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London. SWIFT/ BIC code:
MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 35307087
IBAN: GB12MIDL40051535307087

Japanese yen To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London. SWIFT/BIC code:
MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 68769608
IBAN: GB15MIDL40051568769608

Singapore dollars To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London. SWIFT/BIC code:
MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 59436472
IBAN: GB36MIDL40051559436472

Sterling to: HSBC Bank plc, HSBC House, Ridgeway Street, Douglas, Isle of Man IM99 1AU, British Isles. SWIFT code:
MIDLGB22 Sort code: 40-19-38
In favour of: Zurich International Life Limited Account number: 81058312
IBAN: GB53MIDL40193881058312

Swiss francs to: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London. SWIFT/BIC code:
MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 36354240
IBAN: GB53MIDL40051536354240

US dollars to: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London. SWIFT/BIC code:
MIDLGB22 Sort code: 40-05-15
In favour of: Zurich International Life Limited Account number: 68770522
IBAN: GB72MIDL40051568770522


Who can pay the premiums on my policy?

The policy owner(s) can make premium payments.

If the policy owner is unable to make a payment, we can accept premiums from an acceptable third party payor.

We will require full evidence of their identity, including their relationship to the policy owner.

Please contact your relevant financial professional or call Zurich HelpPoint for more details on setting up a third party payor.