life insurance policy

Ways to make payments


We offer you simple, convenient and secure options to pay from your bank account or credit card.

You can choose the payment method that suits you best and set-up the instruction directly with your bank using your online banking or with the help of your financial professional.

Here’s a list of payment methods accepted by us and our bank account details to help you set-up the payments.

In order to protect our customers from financial fraud, Zurich does not accept cash for premium payments, nor does it ask for any payments in the name of a financial advisor or intermediary. Please be cautious when being asked to make payments for your policy by such means. The safe and accepted ways to make premium payments are given below.


For regular premiums

Setting up a bank standing order

You can set-up the instruction using your online banking or directly at your bank. Zurich’s bank account details are given on this page. Please ensure you are aware of the bank transfer charges before you choose this payment method.

Remember to include your full name and policy number in your payment instruction. Please email a copy of the instruction to Zurich HelpPoint so that we can update the payment information on your policy.


For single or regular premiums

Important note – cheques during COVID-19

We currently have limitations in accepting cheques at our office. We request you to set-up payments electronically via standing order or direct debit from your bank account or credit card.

Cheques can be paid for US Dollar, UAE Dirham, Bahraini Dinar and Qatari Riyals policy currency only.

For US Dollar policies, cheques are accepted in local currency only.

The conversion rates are:

1 USD Dollar = AED 3.6775
BHD 0.3775
QAR 3.65

Cheques should be payable to ‘Zurich International Life Limited’ and the policy owner name, policy number and contact number should be written at the back of the cheque before you deposit. You can submit the cheque to a local Zurich office or through your financial adviser. The cheque should be issued by the payor on the policy. We accept up to 12 post-dated cheques.


Card payments

For regular premiums

Pay your regular premiums through our automated card collections available on all Visa and Mastercard credit and debit cards.

Manage your card payments

You can instantly update your existing credit or debit card information including card number and expiry date by logging in to your secure Zurich online account. You can also call Zurich HelpPoint for assistance to update your card details.

Change your payment method to credit/debit card

Please complete the credit/debit card mandate in the ‘Change my payment method’ form and send it from your registered email address to Zurich HelpPoint.

Set-up time

We’ll set up the card collection within five working days from receipt. The premium will be collected as per your preferred date of collection, or the next available card collection date.


For regular premiums

UAE direct debit

UAE direct debit (UAE DD) is an automated payment instruction, which allows Zurich to collect regular premiums from your bank account or credit card. UAE DD is automated and has no charges, giving you the peace of mind that your premiums will be paid on time.

Setting up your UAE direct debit

You can set-up the direct debit from your UAE bank account or credit card quick and easy using your online banking.

Alternatively, you will need to complete the UAE Direct Debit request form and send the original form to your financial professional, or directly to the Zurich office.

The UAE Direct Debit form guide will help you to fill in the form accurately.

Set-up time

Once we send the form to your bank, it will take up to seven working days for the setup.

UK direct debit

UK direct debit can be used for making GBP sterling payments from a UK bank account for a GBP sterling policy only. Premiums are collected automatically, so you are assured of never missing a payment.

Setting up your UK Direct Debit

You can set up a UK Direct Debit (UK DD) instruction using your online banking. Alternatively, you can fill the UK DD mandate available in the Change my payment method form. You will need to submit the original form to a local Zurich HelpPoint office, or send it via post/courier. We will set-up the UK DD directly with your bank.

Set-up time

Once we receive the UK DD form, we will send the form to your bank in the UK, via courier. It takes five to seven working days for the bank to set up the automated UK DD instruction. Once the collection is made on your premium due date, it takes about five working days for us to receive the premium.


For single premiums

You can set-up the instruction using your online banking or directly at your bank. Zurich’s bank account details are given on this page. Please ensure you are aware of the bank transfer charges and exchange rates before you choose this payment method.

Remember to include your full name and policy number in your payment instruction. Please email a copy of the instruction to Zurich HelpPoint so that we can update the payment information on your policy.

Set-up time

Once the instruction is submitted to your bank, central bank transfers take one or two working days and international telegraphic transfers take between five and seven working days.


Policy owners can make premium payments. If a policy owner is unable to make payments, we can accept payments from an acceptable third-party payor.

We will require full evidence of their identity, including their relationship to the policy owner and reason for paying for the policy. More information on the acceptable third party relationships and documents required is given in the Customer’s guide to AML requirements.

To set-up a third party payor, please email us a completed Change of payor form, along with the identification documents and send it to us from your registered email address.


Please contact your relevant financial professional or call Zurich HelpPoint for more information.


When making a bank standing order or telegraphic transfer, please pay to ‘Zurich International Life Limited’ and remember to include your full name and policy number in the payment details of your bank instruction.

Please email us a copy of the instruction you set-up with your bank, including your account information so we can update your policy and allocate your premiums when we receive them.


UAE Dirhams

To: HSBC Bank Middle East Limited, Dubai, UAE.
In favour of: Zurich International Life Limited
SWIFT code: BBMEAEAD
IBAN: AE210200000030123657200
Account number: 030123657200

US Dollars

To: HSBC Bank Middle East Limited, Dubai, UAE.
In favour of: Zurich International Life Limited
SWIFT code: BBMEAEAD IBAN: AE150200000030123657211
Account number: 030123657211
Via correspondent bank: HSBC Bank USA NA, USA.
SWIFT code: MRMDUS33

Euros

To: HSBC Bank Middle East Limited, Dubai, UAE.
In favour of: Zurich International Life Limited
SWIFT code: BBMEAEAD
IBAN: AE580200000030123657213
Account number: 030123657213
Via correspondent bank: HSBC Bank plc, London.
SWIFT code: MIDLGB22

Pound Sterling

To: HSBC Bank Middle East Limited, Dubai, UAE.
In favour of: Zurich International Life Limited
SWIFT code: BBMEAEAD
IBAN: AE850200000030123657212
Account number: 030123657212
Via correspondent bank: HSBC Bank plc, London.
SWIFT code: MIDLGB22


Bahraini Dinar

To: Ahli United Bank (Bahrain) B.S.C (c), Manama, Bahrain.
In favour of: Zurich International Life Limited
SWIFT code: AUBBBHBM
IBAN number: BH97AUBB00001752655001
Account number: 0001752655001

US Dollars

To: Ahli United Bank (Bahrain) B.S.C (c), Manama, Kingdom of Bahrain.
In favour of: Zurich International Life Limited
SWIFT code: AUBBBHBM
IBAN: BH70AUBB00001753667100
Account number: 0001753667100
Via correspondent bank: J P Morgan Chase Bank N.A., New York, USA.
Account number: 400937913, SWIFT code: CHASUS33


Qatari Riyals

To: HSBC Bank Middle East Limited, Doha, Qatar.
In favour of: Zurich International Life Limited
SWIFT code: BBMEQAQX
IBAN: QA22BBME000000000001012673001
Account number: 001012673001

Euros

To: HSBC Bank Middle East Limited, Doha, Qatar.
In favour of: Zurich International Life Limited
SWIFT code: BBMEQAQX
IBAN: QA73BBME000000000001012673053
Account number: 001012673053
Via correspondent bank: HSBC Bank, London.
SWIFT code: MIDLGB22

Pound Sterling

To: HSBC Bank Middle East Limited, Doha, Qatar.
In favour of: Zurich International Life Limited
SWIFT code: BBMEQAQX
IBAN: QA03BBME000000000001012673052
Account number: 001012673052
Via correspondent bank: HSBC Bank, London.
SWIFT code: MIDLGB22

US Dollars

To: HSBC Bank Middle East Limited, Doha, Qatar.
In favour of: Zurich International Life Limited
SWIFT code: BBMEQAQX
IBAN: QA57BBME000000000001012673050
Account number: 001012673050
Via correspondent bank: HSBC Bank, USA.
SWIFT code: MRMDUS33


Australian Dollars

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 36089396
IBAN: GB98MIDL40051536089396

Euros

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 39143348
IBAN: GB87MIDL40051539143348

Hong Kong Dollars

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/ BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 35307087
IBAN: GB12MIDL40051535307087

Japanese Yen

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 68769608
IBAN: GB15MIDL40051568769608

Pound Sterling

To: HSBC Bank plc, HSBC House, Ridgeway Street, Douglas, Isle of Man IM99 1AU, British Isles.
SWIFT code: MIDLGB22
Sort code: 40-19-38
In favour of: Zurich International Life Limited
Account number: 81058312
IBAN: GB53MIDL40193881058312

Swiss Francs

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 36354240
IBAN: GB53MIDL40051536354240

US Dollars

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 68770522
IBAN: GB72MIDL40051568770522

Singapore Dollars

To: HSBC Bank plc, International Division, P.O. Box 181, 27-32 Poultry, London.
SWIFT/BIC code: MIDLGB22
Sort code: 40-05-15
In favour of: Zurich International Life Limited
Account number: 59436472
IBAN: GB36MIDL40051559436472