Zurich Savings plan comparison

A quick comparison of our savings solutions


Here’s a quick comparison of our four saving solutions.

Prime purpose A simple investment product benefitting from Zurich’s fund management expertise. Built to build your wealth and protect it with free investment life cover A regular savings plan to help grow your money over the medium to long term A regular savings plan to help you save in a structured way and reach your financial goal.
Investment linked
Term Flexible term Flexible term Premium payment terms of 5 years or more Premium payment term from 5 years to 20 years, policy is whole of life
Regular premium frequency
Single premiums
Policy basis Single life or joint life last death Single life or joint life last death Single life or joint life last death Single life or joint life first death
Minium Premium USD 15,000 initial premium USD 30,000 initial premium USD 500 a month USD 300 a month
Policy currency USD, GBP, EUR, AED, BHD, QTR USD, GBP, EUR, AED, BHD, QTR USD, GBP, EUR USD, GBP, EUR
Product charges Initial charge: Upto a total 4.5% of the premium taken as an Establishment charge over first 3 years

Annual charge: US$ 180 (US$ 15 per month) until plan value is over US$ 60,000 then no charge

Fund OCF: varies by fund from 0.75% - 1.95%
Initial charge: Upto a total 4.5% of the premium taken as an Establishment charge over first 3 years

Annual charge: From 1% to 0.5% per year depending on plan value

Fund OCF: varies by fund from 0.75% - 1.95%
Initial charge: Upto 4% of each premium in the first 2 years

Annual charge: 1.25% per year policy management charge

Fund OCF: varies by fund from 0.75% - 1.95%
Initial charge: Upto 4% of each premium in every year of the premium payment term

Annual charge: 1.25% per year during the premium payment term. 0.5% after that.

Fund OCF: varies by fund from 0.75% - 1.95%
NOTE: The above set out the fixed product charges. Conditional charges apply on some products. Full product and charge details are provided in the Key Features Document of each product.
Prime purpose
A simple investment product benefitting from Zurich’s fund management expertise. Built to build your wealth and protect it with free investment life cover A regular savings plan to help grow your money over the medium to long term A regular savings plan to help you save in a structured way and reach your financial goal.
Investment linked
Term
Flexible term Flexible term Premium payment terms of 5 years or more Premium payment term from 5 years to 20 years, policy is whole of life
Regular premium frequency
Single premiums
Policy basis
Single life or joint life last death Single life or joint life last death Single life or joint life last death Single life or joint life first death
Minium Premium
USD 15,000 initial premium USD 30,000 initial premium USD 500 a month USD 300 a month
Policy currency
USD, GBP, EUR, AED, BHD, QTR USD, GBP, EUR, AED, BHD, QTR USD, GBP, EUR USD, GBP, EUR
Product charges
Initial charge: Upto a total 4.5% of the premium taken as an Establishment charge over first 3 years

Annual charge: US$ 180 (US$ 15 per month) until plan value is over US$ 60,000 then no charge

Fund OCF: varies by fund from 0.75% - 1.95%
Initial charge: Upto a total 4.5% of the premium taken as an Establishment charge over first 3 years

Annual charge: From 1% to 0.5% per year depending on plan value

Fund OCF: varies by fund from 0.75% - 1.95%
Initial charge: Upto 4% of each premium in the first 2 years

Annual charge: 1.25% per year policy management charge

Fund OCF: varies by fund from 0.75% - 1.95%
Initial charge: Upto 4% of each premium in every year of the premium payment term

Annual charge: 1.25% per year during the premium payment term. 0.5% after that.

Fund OCF: varies by fund from 0.75% - 1.95%
NOTE: The above set out the fixed product charges. Conditional charges apply on some products. Full product and charge details are provided in the Key Features Document of each product.