Is investing for me?
How do you know when to invest?
If you have already built up a lump sum, then investing could be a good option for you. You could get a much greater return by investing in a fund rather than a cash deposit account. Making the decision to invest will be influenced by the kind of financial objectives you have. Investing in a fund can give you the opportunity to earn an inflation beating return over the medium to long-term.
Things to think about when deciding to invest
If you have acquired a lump sum, there are lots of options available to you. You can spend the money, or save it towards a future expenditure. You can also grow this lump sum, by placing it in an investment product, where, depending on the type of fund you invest in, and the level of risk you're prepared to take, you can see your capital grow over a period of time.
What is your attitude to investment risk?
When it comes to investing a lump sum, it's important to be aware that there is a level of risk involved. Usually, the greater the potential return you want from your savings and investments, the greater the risk you have to take. With Zurich, you can choose from a variety of different options, depending on the level of risk you are comfortable with.
You should always speak to your financial adviser before choosing a product to invest in. If you don't yet have a financial adviser, you can find one here.
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