How savings work

How our savings plans work

We don't believe in a 'one size fits all' approach. When it comes to saving, everyone has different goals, different starting points and different capacities to save. The way you save will depend on whether you want to be a regular saver or a lump sum investor, and how open you are to taking investment risks. The video on the right and the information below can help you understand how saving works.

I'm a regular saver

You want to put away a sum of money on a regular basis and want to build up a fund over a period of time with a specific goal in mind.  Our Vista plan - a unit-linked savings plan with which you can invest in a range of investment funds – could be a good choice for you. Save from as little as USD $300 per month and you will be surprised to see how quickly your savings can accumulate.

I've got a lump sum

You may have a sizeable amount of money to invest from an inheritance, a redundancy payment or another savings plan you have encashed. In this case (and if you wish to invest for a longer term and have a lump sum of at least USD $30,000), our Wealth Accumulation Plan could be a good choice for you. You can also combine your lump sum investment with your regular savings.

Staying in control of your savings

However you decide to save, we help you to stay in control of your savings. If you choose to invest, help is available to assist you in deciding which funds to select within the level of risk you are comfortable with. As your savings mature, you will have full visibility of your account - both online and through our team. And when the time comes to withdraw your savings, you can look forward to a smooth, seamless process.

You should always speak to your financial adviser to see which product suits you best. If you don't yet have a financial adviser, you can find one here.

Want to know more about what products might be right for you? Click here to make an enquiry.